Website Marketing Advice You Cannot Afford To Ignore - Internet ...

If you would like a successful online business, your best friend is Affiliate marketing. This article will provide you with valuable insight for using Online marketing to build sales and visibility. You will be well on your way to becoming a successful Internet marketer with this information in hand.

If you want to gain PageRank quickly, promote a limited-time offer. If you make the deal compelling enough, your PageRank will improve, even if the promotion itself isn?t a big moneymaker for you. This is similar to a store selling a loss leader item to turn a profit later.

You have to increase your subscribers to increase your profit. You can help to assess your site by beta testing two different versions with two different groups of subscribers. By looking at the number of people who subscribed to these two methods, you can determine which one was most effective.

Analyzing your competition is crucial to internet marketing success. Every business has its competitors, and you need to be aware of yours.

If you want to succeed in affiliate marketing you need to know what your competition is up to. It can be easy to look over the competition?s website and learn the features their site has. Now, you obviously don?t want to directly steal from them, but when you see what they?re doing to be successful in the niche, you can get a good idea about what you need to do better.

Integrate links into your site which contain valuable keywords. You want people to stay on your website and browse around. By suggesting they visit an older article or blog via links, you can keep them interested. Relevant links keep the visitor from leaving and boost your website?s search engine rankings, which can lead to sales.

Keeping an eye on what your competitors are doing is very beneficial when you have an online business. Check out other websites in your field to discover what they could improve upon. If you see that your competition is not providing certain services on their websites, offer the same services on your site so that your customers will choose you over your competition.

A great internet promotion tip to use is to take full advantage of things like image searches performed by customers. If you place relevant images on your site it can pique interest in what else your site has to offer. Your site could inadvertently attract visitors who have stumbled across it while looking for others. Your brand will become more well known and they may become repeat visitors.

Good Online marketing increases your companies visibility. When you are not seeing the results you wish for through other means of advertising, Website marketing may save your day! By applying these tips and ideas, you will be on the right path to having a successful strategy for marketing your products online.

Source: http://internetmarketingforums.net/?p=366

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Community Unites to Provide School Supplies

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Source: http://forsythmonroe.13wmaz.com/news/arts-culture/143342-community-unites-provide-school-supplies

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H.R. 1513, a bill to revise the boundaries of the Gettysburg National Military Park to include the Gettysburg Train Station and certain land along Plum Run in Cumberland Township, to limit the means by which property within such revised boundaries may be

As ordered reported by the House Committee on Natural Resources on July 24, 2013

H.R. 1513 would expand the boundaries of the Gettysburg National Military Park in Pennsylvania to include two nearby properties. CBO expects that the National Park Service (NPS), which administers the park, would accept the donation of a small parcel of land containing the newly refurbished Gettysburg Train Station and a 45-acre tract of land along Plum Run in Cumberland Township.

Based on information provided by NPS, CBO estimates that implementing H.R. 1513 would have no significant impact on the federal budget. Under the legislation, the additional properties could only be acquired through donations. We estimate that annual costs to operate and maintain the new properties would be minimal because the train station would continue to be operated by local or nonprofit organizations and the Plum Run acreage would be left undeveloped. Enacting H.R. 1513 would not affect direct spending or revenues; therefore, pay-as-you-go procedures do not apply.

H.R. 1513 contains no intergovernmental or private-sector mandates as defined in the Unfunded Mandates Reform Act and would impose no costs on state, local, or tribal governments.

Source: http://www.cbo.gov/publication/44472

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Engadget: Low-cost plastic iPhone mentioned China Labor Watch report

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Source: http://forum.iphoneworld.ca/iphone-news/engadget-low-cost-plastic-iphone-mentioned-china-labor-watch-report-366031.html

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Phenix City Youth Sports Complex grand opening

• Two MCSD schools vandalized and burglarized

  Two MCSD schools vandalized and burglarized

  Updated: Thursday, July 18 2013 9:01 AM EDT2013-07-18 13:01:41 GMT

  Recent break-ins at area schools have put MCSD Resource Officers on high alert. School district officials say there have been eight felony arrest charges, stemming from incidents at two schools in the past month.
  More >>Recent break-ins at area schools have put MCSD Resource Officers on high alert. School district officials say there have been eight felony arrest charges, stemming from incidents at two schools in the past month.
  More >>

• Phenix City Youth Sports Complex opens

  Phenix City Youth Sports Complex opens

  Updated: Wednesday, July 31 2013 8:21 AM EDT2013-07-31 12:21:40 GMT

  Today is the grand opening of the brand new Phenix City Youth Sports Complex.More >>Several families and city officials attended the grand opening of the new Phenix City Youth Sports complex today, July 30. The ceremony took place in front of the pool facility, where families enjoyed free admission for the day.More >>

• Commission approves contractor for Justice Center expansion

  Commission approves contractor for Justice Center expansion

  Updated: Wednesday, July 31 2013 8:20 AM EDT2013-07-31 12:20:23 GMT

  Lee County is about to embark in one of the largest county construction projects in the past decade. The Lee County Commission has approved a contractor to build the Lee County Justice Center expansionMore >>Lee County is about to embark in one of the largest county construction projects in the past decade.

  The Lee County Commission has approved a contractor to build the Lee County Justice Center expansion after a competitive bid process.

  More >>

• Undercover officer dies after vehicle crash on Veterans Pkwy

  Undercover officer dies after vehicle crash on Veterans Pkwy

  Updated: Wednesday, July 31 2013 8:16 AM EDT2013-07-31 12:16:09 GMT

  An undercover officer is dead after a fatal car crash on north Veterans Parkway in Columbus.? Local law enforcement officials and Muscogee County Coroner Buddy Bryan confirm that 53-year-old Thomas Keith
  More >>An undercover officer with the Metro Narcotics Task Force is dead after a fatal car crash on North Veterans Parkway in Columbus.??

  Local law enforcement officials and Muscogee County Coroner Buddy Bryan confirm that 53-year-old Officer Thomas Keith Slay was heading to provide back-up to another officer who was in pursuit of a suspect. Another vehicle pulled out and hit Slay's vehicle, which then crashed into a pole.

  More >>

• Columbus man killed after apparent drug deal

  Columbus man killed after apparent drug deal

  Updated: Wednesday, July 31 2013 8:13 AM EDT2013-07-31 12:13:14 GMT

  A Columbus man in his 30s is dead after being shot in the head after what appeared to be a drug deal.More >>A Columbus man in his 30s is dead after being shot in the head after what appeared to be a drug deal.More >>

PHENIX CITY, AL (WTVM) -

Several families and city officials attended the grand opening of the new Phenix City Youth Sports complex today, July 30. The ceremony took place in front of the pool facility, where families enjoyed free admission for the day.

The complex also includes basketball and tennis courts, a full-size, lighted soccer field, and a party room available for rent.

City officials are hoping the new complex will improve the quality of life for families in the area.

Council member Arthur Day from Phenix City's 3rd District had the honor of cutting the ribbon. "This is a state-of-the-art facility here, and we've been doing this for a few years," says Day. "You know, the previous council started with the ball, but today we made the touchdown. We're excited about it. This should improve our life here in Phenix City as far as recreation."

During the summer, the pool will be open from noon to 6 p.m., and closed on Tuesdays for maintenance. Once school begins, the facility will be opened on Wednesdays only as long as the weather permits.

It's located at 1501 5th Street South in Phenix City, AL.

Admission is $3.

Copyright 2013 WTVM. All rights reserved.

Source: http://www.wtvm.com/story/22966962/phenix-city-youth-sports-complex-grand-opening

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Patient privacy at risk after OHSU doctors put data on Google cloud

PORTLAND, Ore. ? Oregon Health & Science University has sent thousands of letters to patients telling them their personal information was compromised after the hospital learned doctors were storing records on a cloud computing server.

Hackers and identity thieves are not the only ones who can access the information, but the thousands of employees who work at Google as well.

For over two years medical residents at OHSU have been storing patient information on Google's cloud computing servers, including patient names, ages, diagnoses and in some cases their addresses.

Per Google's Terms of Service, anything that's put on its cloud it can use and "publish, publicly perform, publicly display and distribute."

And even though there is no sign anyone besides Google got ahold of patient information, it's still something OHSU is concerned about.

"Because we have that concern, we want to be very transparent," said John Rasmussen, OHSU's chief information security officer. "We understand based on the rules that this is a disclosure and we just want to get the word out, make sure that our patients know that this data has been exposed."

OHSU confirms this information was being stored by medical residents but says nobody else knew it was happening until this May.

However safe Google's cloud computing service may be it just doesn't have the securities that are found where OHSU staff is supposed to be storing patient information.

Benjamin Diggles of Portland-based WebTrends, says there's nothing wrong with storing information on the cloud; in fact, he thinks it is more secure than a traditional server. He says the problem in this case is Google.

"Don't blame cloud computing. Look at the different companies that are leveraging cloud computing. You look at Google where they really don't care about privacy as much as some of the other companies," he said.

Still, OHSU admits it's possible someone outside Google got ahold of the information.

"We're always concerned that somebody may have accessed this information without authorization," said Rasmussen.

According to the hospital, it took so long for it to put a stop to the practice because keeping track of everything doctors do with hospital computers would mean sifting through 99.9 percent of appropriate information to find the 0.1 percent that shouldn?t be on there.

The hospital declined to discuss what it will do with the doctors who stored the information.

The hospital took down the information and sent out letters notifying patients of the security breach, and it will likely now face an investigation from the federal Office of Civil Rights.

Source: http://www.katu.com/news/local/Patient-privacy-at-risk-after-OHSU-doctors-put-data-on-Google-cloud-217492091.html

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Can you tell which Walter White is real in these Breaking Bad photos?

One of these Walter Whites?the main character from the popular Breaking Bad series coming to its end this August?is real. The other one is computer generated. Can you tell who is who? I honestly can't.

Read more...

Source: http://kotaku.com/breaking-bad-images-so-good-youll-think-theyre-photos-956530496/962620612

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Birmingham City Schools superintendent, board president discuss district's probation

Dr. Craig Witherspoon, superintendent of Birmingham City Schools, joined Alabama's 13 Sunday morning to discuss the district's recent probation.

As we've reported, the Birmingham City School district is on probation.

The probation was implemented by the "Southern Association of Colleges and Schools", also known as "SACS."

The organization cited problems with the district's governance and finance.

The system will be reviewed again in February to determine if the probation will be lifted.

Source: http://www.nbcnews.com/id/52602945/ns/local_news-birmingham_al/

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California is set to break ground on the nation's first high-speed rail line thi...

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The new vacation budget-buster: taxes

Business

Kelli Grant CNBC

22 hours ago

Mary Altaffer / AP

Leticia Baes, of the Phillipines, poses for a photo at the bases of the Statue of Liberty on July 4. Tourists spent $56.9 billion in New York, generating $10.9 billion in tax revenue for the state. That's $300 million more than Florida collected for its $71.5 billion in tourist spending.

Consumers may find it's getting tougher to stick to their travel budget.

It's not just pricey airfare, hotel rooms or car rentals, although those rates have been rising. The less-noticed budget buster: more taxes and fees levied on such purchases.

States, counties and cities continue to weigh taxes and surcharges aimed specifically at travelers:

• Effective July 1, Northern Virginia's "transient occupancy tax" on hotels rose 3 percent, to 8 percent total.
• Voters in Selma,Calif., will vote in November on whether to double the lodging tax there to 12 percent.
• In Orange County, Fla., lawmakers have proposed adding a $2-per-day car-rental surcharge.

"The trend is for more and more local jurisdictions to impose these," said Carol Kokinis-Graves, a senior writer analyst with tax advisory firm CCH.

State budget woes often trickle down to the local level in the form of cuts to local government. Extra charges on hotel rooms and car rentals are one way to make up for lost revenue or fund planned projects, she said.

They can make a big difference. According to the U.S. Travel Association, in 2011 both North Dakota and South Dakota tallied $2.6 billion in tourist spending. But North Dakota generated $415 million in tax receipts from those transactions?$133 million more than South Dakota.

Big windfall for the Big Apple
Tourists spent $56.9 billion in New York, generating $10.9 billion in tax revenue for the state. That's $300 million more than Florida collected for its $71.5 billion in tourist spending.

It doesn't hurt that locals are unlikely to pay the extra taxes in question. "This is certainly an area [of legislation] generally accepted by voters and policymakers as easy to pass," said Joe Bates, vice president of research for the Global Business Travel Association.

The result can be a lengthy list of state, county and local taxes and fees that pop up on the final travel bill. According to a 2012 GBTA study, the cost to rent a car in Denver, for example, includes the state sales tax (2.9 percent), a regional transportation district tax (1 percent), a scientific and cultural facilities district tax (0.1 percent) and a special tax to finance construction of the Colorado Convention Center (7.25 percent), as well as a flat $2 daily fee to fund transportation projects. Collectively, they add $8.31 to the typical daily cost to rent a car.

'It leaves travelers with a bit of a bad taste in their mouth'
Fees tend to surprise travelers. "Most people don't even think about it until they leave," said Jason Clampet, co-founder of travel advice site Skift.com. "You check out of the hotel or you return your car, and then you look at the line item. It leaves travelers with a bit of a bad taste in their mouth."

Businesses tend to be more aware than consumers of the impact of taxes on their budget, said Bates. They usually consider such charges when deciding where to hold a large staff meeting or conference. Taxes on travelers to Chicago are 81 percent higher than those in Fort Lauderdale, he said.

That's less useful for consumers set on a particular destination, although it's still possible to book to limit some taxes and fees.

The easiest switch is comparing costs across car rental locations, said Clampet. Airport pickup often entails more fees, something easily assessed at booking. (But some cities tack on fees regardless. Boston levies a $10 surcharge on all car rentals.)

Lodging is tougher. Some states, like Connecticut, assess lodging taxes at the state level, and prohibit additional local taxes. Most,however, give counties and cities leeway to add their own charges?which can be tough to track.

"Local tax information is notoriously difficult to find and maintain," said Kokinis-Graves. "There are still some local jurisdictions that do not have an online presence." Even online travel booking sites often hedge their bets, providing estimates of tax owed, with the caveat that local taxes and fees may be added at the time of travel. Travelers' best bet may be to leave extra room in their budget for the unexpected.

?By CNBC.com's Kelli B. Grant. Follow her on Twitter @KelliGrant.

? 2013 CNBC LLC. All Rights Reserved

Source: http://feeds.nbcnews.com/c/35002/f/663286/s/2f43674c/sc/10/l/0L0Snbcnews0N0Cbusiness0Cnew0Evacation0Ebudget0Ebuster0Etaxes0E6C10A765667/story01.htm

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Perseid meteor shower: Coming soon to a sky near you

Perseid meteor shower: Beloved by skywatchers, 2013 will be an excellent one for the Perseid meteor shower. The moon will set before midnight on the peak Perseids nights.

By Joe Rao,?Space.com / July 27, 2013

NASA Astronaut Ron Garan, Expedition 28 flight engineer, tweeted this image from the International Space Station on Sunday Aug. 14 2011 with the following caption: "What a 'Shooting Star' looks like from space, taken yesterday during Perseid Meteor Shower."

(AP Photo/Ron Garan - NASA)

Enlarge

Get ready to start looking up this summer.

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For Northern Hemisphere observers, the latter half of July on into August is usually regarded as "meteor viewing season," with one of the best displays of the year reaching its peak in mid-August.

The annual Perseid meteor shower is beloved by everyone from meteor enthusiasts to summer campers, and 2013 will be an excellent one for the Perseids. The moon will set before midnight on the peak nights of Aug. 11 and 12, meaning dark skies for prospective observers. [See Amazing Perseid Meteor Shower Photos of 2012]

This week, however, let's concentrate on some of the lesser-known summer meteor displays.?

In general, Earth encounters richer meteoric activity during the second half of the year, and stargazers are more likely to see twice as many meteors per hour in the predawn hours as compared with the evening hours. During the premidnight hours, the United States is on the "trailing" side of the Earth due to our orbital motion through space. Any meteoric particle generally must have an orbital velocity greater than that of the Earth to "catch" the planet.

After midnight, when the United States is ?turned onto the Earth's "leading" side, any particle that lies along the Earth's orbital path will enter the planet's atmosphere as a meteor.? As such, objects collide with the atmosphere at speeds of 7 to 45 miles per second (11 to 17.7 kilometers per second), their energy of motion rapidly dissipates in the form of heat, light, and ionization, creating short-lived streaks of light popularly referred to as "shooting stars."

Summertime meteors, occasionally flitting across your line of sight, are especially noticeable between mid-July and the third week of August. Between Aug. 3 and 15, there are no fewer than six different active minor displays. These six meteor showers are listed in the table below.

The actual number of meteors a single observer can see in an hour depends strongly on sky conditions, but the only equipment you'll need to see them are your eyes and a modest amount of patience.

The rates given in the table are based on a limited star magnitude of +6.5 (considered to be the faintest star visible to the naked eye without the use of binoculars or a telescope), an experienced observer, and an assumption that the radiant is directly overhead.

The radiant is the place in the sky where the paths of meteors, if extended backward, would intersect when plotted on a star chart.? Your clenched fist held at arm's length is equal to roughly 10 degrees on the sky.? So if the radiant is 30 degrees ("three-fists") above the horizon, the hourly rate is halved; at 15 degrees, it is one-third.

While the hourly rates from these other meteor streams provide but a fraction of the numbers produced by the Perseids, combined, overall they provide a wide variety of meteors of differing colors, speeds and trajectories.?

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/dUgLDye2mgM/Perseid-meteor-shower-Coming-soon-to-a-sky-near-you

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New Study Links Abdominal Fat with Cancer and Heart Disease

(EMAILWIRE.COM, July 29, 2013 ) San Francisco, CA -- According to a new study conducted by the National Heart, Lung and Blood Institute Laboratory for Metabolic and Population Health and Brigham and Women's Hospital, where fat is located on your body is material when it comes to health risks. The study corroborates similar studies that have been conducted on determining heart disease risk as well as the risk of cancer. The findings were recently published in the Journal of the American College of Cardiology.

Dr. Caroline S. Fox, M.D., M.P.H., senior investigator at the National Heart, Lung and Blood Institute Laboratory for Metabolic and Population Health, found that -- versus other parts of the body -- people who have excessive fat in their abdomens have higher risks of heart disease and
cancer. "Contrary to previously published studies comparing BMI and waist circumference, the presence of abdominal fat improved the ability to predict for cardiovascular disease, supporting the hypothesis that abdominal fat may partially underlie the association of body fat and heart disease and cancer," Dr. Fox said in a statement.

The study took place over a seven-year period and included 3,086 people with an average age of 50. Researchers took note of their cancer and heart disease statistics over the sevenyear span and used CT scans to analyze where fat was accumulating in their bodies. At the
end of the study 141 people developed cancer, 90 people had a cardiovascular event and 71 people died. The researchers found a direct correlation between cardiovascular events, higher risks of cancer and carrying fat in the abdomen. Other risk factors and obesity were also taken into account. The probability of survival was worse than people who are obese and carry fat elsewhere in their bodies.

Other studies have also been conducted on abdominal fat as an indicator of risk. Earlier this year, a study at the ATS 2013 International Conference showed an association between belly fat in men and obstructive sleep apnea. Last year, at a meeting of the Radiological Society of North America an association between a higher risk for osteoporosis for men and abdominal fat was proven. A Cancer Prevention Research journal publication also found a correlation between colon cancer and abdominal fat in mice.

About Shape.com

Shape (http://www.shape.com/blogs/shape-your-life/dr-ozs-one-two-punch-blasting-belly-fat) is part of The American Media, Inc. Fitness & Health Network. The online magazine publishes informative articles, provides information on CLA supplements and sells products that help you lose weight and stay in shape.

Source: http://emailwire.com/release/129638-New-Study-Links-Abdominal-Fat-with-Cancer-and-Heart-Disease.html

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Republican senators seek border compromise for immigration bill

By Richard Cowan and Caren Bohan

WASHINGTON (Reuters) - A small group of Republican senators worked Monday on a possible border security compromise that would make a sweeping immigration bill more acceptable to some otherwise reluctant conservatives.

The proposal is aimed at a satisfying calls by Republicans for further steps to secure the U.S.-Mexico border as part of the legislation currently being debated in the U.S. Senate that would grant legal status to millions of undocumented immigrants already in the United States.

It could include provisions for deploying high-tech surveillance equipment and other specifics, according to congressional sources and people close to the talks.

The sources said the amendment would give Congress a bigger role in overseeing border security steps to be taken by the Department of Homeland Security.

Senators Marco Rubio of Florida, Bob Corker of Tennessee and John Hoeven of North Dakota were said to be working on an amendment that could be offered as early as this week.

"There's a number of conversations that are under way," Corker told reporters. "It continues to be slightly fluid."

He said the senators are seeking a proposal that "acknowledges the Democratic sensibilities but also causes border security to be addressed properly from" the Republican side.

The proposal might not go as far as some conservative Republicans would like in toughening up "triggers" in the bill that would make the path to citizenship for undocumented workers contingent on meeting certain goals for securing the U.S.-Mexico border.

Rubio, one of the eight authors of the Senate immigration bill, has taken the lead in trying to court conservative support for the bill. He repeatedly has said he wants to see stronger language in it on border security. On Sunday, he told the ABC News program "This Week" that he thought the immigration bill was 95 percent or 96 percent ready but needed some changes.

The amendment under discussion would spell out amounts of money that must be spent to provide security enhancements, such as unmanned aerial drones to watch for illegal border crossings.

In providing greater specificity on the instructions to DHS for securing the border, the proposal resembles one put forth by Kentucky Senator Rand Paul, a conservative who has said he might be open to voting for the immigration bill if some changes were made.

But unlike Paul's proposal, the measure under consideration would not require Congress to take annual votes reviewing progress on securing the border. Under Paul's plan, green cards or permanent residence for undocumented immigrants could be in jeopardy if Congress does not certify that the border is secure.

"What I like about it is ... if they (DHS and Congress) don't meet the marks, they're the ones held accountable, not the lives of 11 million people," said an immigration advocate familiar with the proposal under consideration.

"POISON PILLS"

Texas Senator John Cornyn has offered a controversial amendment that would delay permanent legal status or "green cards" for undocumented immigrants if the government fails to meet goals, such as achieving full surveillance of the U.S.-Mexico border and stopping 90 percent of illegal crossings.

Democrats view Cornyn's plan as a "poison pill" meant to kill the legislation by shattering its bipartisan support. Republican Senator John McCain of Arizona also has sharply criticized it.

But Rubio has been more supportive. In an interview with Fox News this week, Rubio called the Cornyn proposal an "excellent place to start."

"I think whether Rubio would vote for the Cornyn amendment is going to be a big question," said Lanae Erickson Hatalsky, an immigration expert at the Third Way think tank.

Border security has loomed as a difficult issue for the bipartisan "Gang of Eight" senators who wrote the immigration bill.

The senators have struggled with the issue of how closely to tie the promise of citizenship for illegal immigrants to the goal of fortifying the border.

Republicans argue that tough border security "triggers" are needed to ensure that the granting of legal status to undocumented immigrants is not followed by a new wave of illegal immigration.

But Democrats say the 13-year path to citizenship in the bill is already a lengthy one and should not be subject to further uncertainties.

Though Democrats are expected to provide a large majority of the votes needed to pass the immigration bill in the Senate, several Republican votes will be needed to meet the 60-vote threshold required for approval.

If the bill passes the Senate, it will face a challenge in the Republican-dominated House, where many conservatives oppose to granting legal status to undocumented immigrants.

Asked last week how the differences over border security could be bridged, McCain told reporters that technology - such as drones and other surveillance equipment - was "one of the ways we get there" with a compromise amendment that further improves border control.

(Reporting by Caren Bohan; Editing by Fred Barbash and Bill Trott)

Source: http://news.yahoo.com/republican-senators-mull-border-compromise-immigration-bill-222145079.html

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Tips To Understand Insurance Policies | Pree Tech3

Insurance is a necessity to protect your home, your car and your valuables.?

However, there are many facts about insurance in general that people tend to overlook.?

Usually if a situation arises where you need to use your insurance, you find out instantly how your policy works or don?t work for you.?

I?ve been in several situations where I?ve had to rely on my insurance policies.?

That's perhaps the best way to know if the policy does work for you but knowing how it works before you need it is truly the best "policy".

Let?s explore some facts about insurance and then you can decide if your policies are working for you.

SOME FACTS ABOUT INSURANCE

These are some things that insurance may cover depending upon your policy.

HOMEOWNERS INSURANCE

• Stolen merchandise from your car (such as a video camera)

• Packages stolen from your car while shopping (always carry your receipts on you)

• Items stolen from your kid?s dorm room at college (but probably not an off-campus apartment)

• Legal defense ? when someone sues you for falling on your front steps

• Spoiled food clause ? some insurance companies carry this ? in the event of a "peril" such as a lightning strikes, wind storms, etc. Your power is out for 4 days and all your food spoils

CAR INSURANCE

• Pet injuries ? usually up to a certain dollar value for vet bills

• Company car ? if you only have 1 other car insured you may qualify for multiple car discount if you also drive a company car

• Farm vehicle bonus ? if you have a vehicle (including a tractor) that you drive strictly in performing your duties on a ranch or farm

• Legal defense ? if someone sues you for back injury

• Borrowing your car ? auto insurance on the car driven covers the driver of the car

2O DISCOUNTS YOU CAN GET ON INSURANCE COVERAGE

There are multiple discounts available so check with your insurance agents to see which you qualify for but here are just some of the many available.

1. Good credit scores will bring down your premiums ? put person with best credit score on policy first, the person with lesser score on second to get the best discount

1. Renewal discount ? returning customer

1. Paying online or automatic withdrawal

1. Senior citizens

1. Alumnus of certain schools

1. Widow or widower qualify for married discounts

1. New electrical wiring on homeowners

1. No claims in 10 years

1. Green commuter rates on car insurance

1. Gated community

1. Hail-resistant roofs or Class 4 roofing

1. Student being a Boy Scout or a Girl Scout (car)

1. Low-risk professions like teachers, accountants or engineers (auto)??

1. Military personnel

1. Professional association membership

1. Safety devices such as anti-lock brakes, automatic seatbelts, airbags, anti-theft devices, emergency response systems, etc. (auto)

1. Safe driver ? no accidents, no tickets (car)

1. Motorcycle and defensive driver classes (auto)

1. Student discounts for GPA above 3.0?????

1. Insurance bundling ? having multiple insurances with the same carrier

The above are just some of the many discounts available for the insured.??

Make sure you shop around for the best possible rates which are applicable to your own unique situation and insurance history.??

You can save thousands per year by employing some of the discounts available.?

?

INSURANCE CLAIM SCENARIO

Lots of folks are afraid to make a claim on their policies because they?re afraid they?ll be canceled.? I?ve seen it from both sides.??

We had a home owner?s policy for over 20 years and had never filed one claim.? When we were on vacation, a water pipe developed a leak in an upstairs bathroom which went undiscovered for a few days.? Luckily, our daughter came by to check on the house and discovered it but not before it had done about $20,000 worth of damage to the floor and also to the downstairs.?

An agent came out to assess the damage and sprang for replacing the drywall right away but decided that he did not want to replace the carpeting, which was completely saturated.? He contracted with a carpeting repair place and ended up drying out the Berber carpeting and pad and then putting it back down.

Months later, there was a moldy smell in our downstairs and we reopened the claim.? They fought us tooth and nail having people come out to inspect it who couldn?t detect a smell.? Finally, very reluctantly, they agreed to let the same contractor who had done the drywall replacement come out and replace the carpeting.? Lo and behold, when the carpet was taken up, there was a huge area of mold growing under the carpeting and also under the bathroom tile from the prior water damage.??

All this said, we did get everything replaced.? However, a year later when we moved to another home, they refused to give us coverage and we had to go shopping for new insurance ? because we had filed a large claim.??

The moral of this story is I guess sometimes you get burned on insurance claims.? But changing companies turned out to be a good thing for us.??

It should not be that submitting a legitimate claim after being a great customer all those years would turn around to bite you but ? it happens.??

That being said, filing multiple claims is always a bad idea ? especially on homeowners insurance.? You want to weigh the value of something before you make a claim.? In the case of the water damage, however, we had no choice.?

INSURANCE POLICY TIPS AND TRICKS

If you are shopping for a car, always investigate before you buy; find out what the best cars are to insure.? You'll be happier when you drive off the lot.? This extra time spent can save you thousands in car insurance premiums.? Check out the cheapest insurable cars by price comparison before you buy.?

When thinking about filing a homeowner?s insurance claim, make sure that the value of the claim is worth filing.? For instance, a CD collection that?s stolen out of your car isn?t probably the best thing to claim but a $3000 computer out of a home office is something you definitely want to think about claiming.??

Also be aware that filing a claim may hurt you down the road.? In my humble opinion, it shouldn?t.? I?m not sure why filing a legitimate claim would reflect badly on you after paying in for so many years but as I said, in the long run, we ended up with better insurance and a lower rate so it was a win-win situation for us.

Source: http://preetech3.blogspot.com/2013/06/tips-to-understand-insurance-policies.html

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Yahoo! News - Latest News & Headlines

http://news.yahoo.com/ The latest news and headlines from Yahoo! News. Get breaking news stories and in-depth coverage with videos and photos.en-USCopyright (c) 2013 Yahoo! Inc. All rights reservedMon, 17 Jun 2013 23:02:26 -04005http://news.yahoo.com/ http://l.yimg.com/a/i/us/nws/th/main_142c.gif<p><a href="http://news.yahoo.com/blogs/ticket/obama-defends-syria-policy-plays-down-nsa-spying-030226244.html"><img src="http://l3.yimg.com/bt/api/res/1.2/vHsrQZCtHlvNilC4Td_XnQ--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/c64b5c6349350214350f6a706700622a.jpg" width="130" height="86" alt="U.S. President Barack Obama gestures during a speech at the Belfast Waterfront on Monday, June 17, 2013, in Belfast, Northern Ireland. Obama is attending the G-8 summit in Enniskillen, Northern Ireland where leaders are expected to discuss the ongoing conflict in Syria, and free-trade issues. (AP Photo/Evan Vucci)" align="left" title="U.S. President Barack Obama gestures during a speech at the Belfast Waterfront on Monday, June 17, 2013, in Belfast, Northern Ireland. Obama is attending the G-8 summit in Enniskillen, Northern Ireland where leaders are expected to discuss the ongoing conflict in Syria, and free-trade issues. (AP Photo/Evan Vucci)" border="0" /></a>The president defends the top-secret programs, calling them &quot;transparent.&quot;</p><br clear="all"/>http://news.yahoo.com/blogs/ticket/obama-defends-syria-policy-plays-down-nsa-spying-030226244.htmlMon, 17 Jun 2013 23:02:26 -0400blogs/ticket/obama-defends-syria-policy-plays-down-nsa-spying-030226244<p><a href="http://news.yahoo.com/blogs/ticket/obama-defends-syria-policy-plays-down-nsa-spying-030226244.html"><img src="http://l3.yimg.com/bt/api/res/1.2/vHsrQZCtHlvNilC4Td_XnQ--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/c64b5c6349350214350f6a706700622a.jpg" width="130" height="86" alt="U.S. President Barack Obama gestures during a speech at the Belfast Waterfront on Monday, June 17, 2013, in Belfast, Northern Ireland. Obama is attending the G-8 summit in Enniskillen, Northern Ireland where leaders are expected to discuss the ongoing conflict in Syria, and free-trade issues. (AP Photo/Evan Vucci)" align="left" title="U.S. President Barack Obama gestures during a speech at the Belfast Waterfront on Monday, June 17, 2013, in Belfast, Northern Ireland. Obama is attending the G-8 summit in Enniskillen, Northern Ireland where leaders are expected to discuss the ongoing conflict in Syria, and free-trade issues. (AP Photo/Evan Vucci)" border="0" /></a>The president defends the top-secret programs, calling them &quot;transparent.&quot;</p><br clear="all"/><p><a href="http://news.yahoo.com/biggest-protests-20-years-sweep-brazil-013823283.html"><img src="http://l.yimg.com/bt/api/res/1.2/CQYAEZhZrlcE2dSLz6ki2Q--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/Reuters/2013-06-18T013823Z_1_CDEE95H04K100_RTROPTP_2_BRAZIL-PROTESTS.JPG" width="130" height="86" alt="(Blank Headline Received)" align="left" title="(Blank Headline Received)" border="0" /></a>As many as 200,000 demonstrators marched through the streets.</p><br clear="all"/>http://news.yahoo.com/biggest-protests-20-years-sweep-brazil-013823283.htmlMon, 17 Jun 2013 21:38:23 -0400Reutersbiggest-protests-20-years-sweep-brazil-013823283<p><a href="http://news.yahoo.com/biggest-protests-20-years-sweep-brazil-013823283.html"><img src="http://l.yimg.com/bt/api/res/1.2/CQYAEZhZrlcE2dSLz6ki2Q--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/Reuters/2013-06-18T013823Z_1_CDEE95H04K100_RTROPTP_2_BRAZIL-PROTESTS.JPG" width="130" height="86" alt="(Blank Headline Received)" align="left" title="(Blank Headline Received)" border="0" /></a>As many as 200,000 demonstrators marched through the streets.</p><br clear="all"/><p><a href="http://news.yahoo.com/military-plans-put-women-most-combat-jobs-180430171.html"><img src="http://l1.yimg.com/bt/api/res/1.2/TdI6e2cQRj7rJKk6J3BQ0g--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/8dd4ad544aaf0814350f6a70670036aa.jpg" width="130" height="86" alt="FILE - In this Sept. 18, 2012 file photo, female soldiers from 1st Brigade Combat Team, 101st Airborne Division train on a firing range while testing new body armor in Fort Campbell, Ky., in preparation for their deployment to Afghanistan. Women may be able to begin training as Army Rangers by mid-2015, and as Navy SEALs a year later under broad plans Defense Secretary Chuck Hagel is approving that would slowly bring women into thousands of combat jobs, including those in the country?s elite special operations forces, according to details of the plans submitted to Hagel that were obtained by The Associated Press. (AP Photo/Mark Humphrey, File)" align="left" title="FILE - In this Sept. 18, 2012 file photo, female soldiers from 1st Brigade Combat Team, 101st Airborne Division train on a firing range while testing new body armor in Fort Campbell, Ky., in preparation for their deployment to Afghanistan. Women may be able to begin training as Army Rangers by mid-2015, and as Navy SEALs a year later under broad plans Defense Secretary Chuck Hagel is approving that would slowly bring women into thousands of combat jobs, including those in the country?s elite special operations forces, according to details of the plans submitted to Hagel that were obtained by The Associated Press. (AP Photo/Mark Humphrey, File)" border="0" /></a>They may train as Army Rangers by 2015 and as Navy SEALs a year later.</p><br clear="all"/>http://news.yahoo.com/military-plans-put-women-most-combat-jobs-180430171.htmlTue, 18 Jun 2013 03:24:01 -0400Associated Pressmilitary-plans-put-women-most-combat-jobs-180430171<p><a href="http://news.yahoo.com/military-plans-put-women-most-combat-jobs-180430171.html"><img src="http://l1.yimg.com/bt/api/res/1.2/TdI6e2cQRj7rJKk6J3BQ0g--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/8dd4ad544aaf0814350f6a70670036aa.jpg" width="130" height="86" alt="FILE - In this Sept. 18, 2012 file photo, female soldiers from 1st Brigade Combat Team, 101st Airborne Division train on a firing range while testing new body armor in Fort Campbell, Ky., in preparation for their deployment to Afghanistan. Women may be able to begin training as Army Rangers by mid-2015, and as Navy SEALs a year later under broad plans Defense Secretary Chuck Hagel is approving that would slowly bring women into thousands of combat jobs, including those in the country?s elite special operations forces, according to details of the plans submitted to Hagel that were obtained by The Associated Press. (AP Photo/Mark Humphrey, File)" align="left" title="FILE - In this Sept. 18, 2012 file photo, female soldiers from 1st Brigade Combat Team, 101st Airborne Division train on a firing range while testing new body armor in Fort Campbell, Ky., in preparation for their deployment to Afghanistan. Women may be able to begin training as Army Rangers by mid-2015, and as Navy SEALs a year later under broad plans Defense Secretary Chuck Hagel is approving that would slowly bring women into thousands of combat jobs, including those in the country?s elite special operations forces, according to details of the plans submitted to Hagel that were obtained by The Associated Press. (AP Photo/Mark Humphrey, File)" border="0" /></a>They may train as Army Rangers by 2015 and as Navy SEALs a year later.</p><br clear="all"/><p><a href="http://news.yahoo.com/seeking-syria-consensus-despite-us-russia-divide-045915737.html"><img src="http://l2.yimg.com/bt/api/res/1.2/NleomaxYV6yz3hnE07j4qw--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/a7e148d14b520b14350f6a706700db0e.jpg" width="130" height="86" alt="President Barack Obama meets with Russian President Vladimir Putin in Enniskillen, Northern Ireland, Monday, June 17, 2013. Obama and Putin discussed the ongoing conflict in Syria during their bilateral meeting. (AP Photo/Evan Vucci)" align="left" title="President Barack Obama meets with Russian President Vladimir Putin in Enniskillen, Northern Ireland, Monday, June 17, 2013. Obama and Putin discussed the ongoing conflict in Syria during their bilateral meeting. (AP Photo/Evan Vucci)" border="0" /></a>ENNISKILLEN, Northern Ireland (AP) ? Hunting for a glimmer of common ground, the leaders of major economic powers are declaring themselves dedicated to a political solution to Syria&#039;s bloody civil war, even as President Barack Obama and Russian President Vladimir Putin stake out diametrically opposite stands on which side deserves military support.</p><br clear="all"/>http://news.yahoo.com/seeking-syria-consensus-despite-us-russia-divide-045915737.htmlTue, 18 Jun 2013 01:26:15 -0400Associated Pressseeking-syria-consensus-despite-us-russia-divide-045915737<p><a href="http://news.yahoo.com/seeking-syria-consensus-despite-us-russia-divide-045915737.html"><img src="http://l2.yimg.com/bt/api/res/1.2/NleomaxYV6yz3hnE07j4qw--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/a7e148d14b520b14350f6a706700db0e.jpg" width="130" height="86" alt="President Barack Obama meets with Russian President Vladimir Putin in Enniskillen, Northern Ireland, Monday, June 17, 2013. Obama and Putin discussed the ongoing conflict in Syria during their bilateral meeting. (AP Photo/Evan Vucci)" align="left" title="President Barack Obama meets with Russian President Vladimir Putin in Enniskillen, Northern Ireland, Monday, June 17, 2013. Obama and Putin discussed the ongoing conflict in Syria during their bilateral meeting. (AP Photo/Evan Vucci)" border="0" /></a>ENNISKILLEN, Northern Ireland (AP) ? Hunting for a glimmer of common ground, the leaders of major economic powers are declaring themselves dedicated to a political solution to Syria&#039;s bloody civil war, even as President Barack Obama and Russian President Vladimir Putin stake out diametrically opposite stands on which side deserves military support.</p><br clear="all"/><p><a href="http://news.yahoo.com/obama-nsa-secret-data-gathering-transparent-215408737.html"><img src="http://l3.yimg.com/bt/api/res/1.2/vHsrQZCtHlvNilC4Td_XnQ--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/c64b5c6349350214350f6a706700622a.jpg" width="130" height="86" alt="U.S. President Barack Obama gestures during a speech at the Belfast Waterfront on Monday, June 17, 2013, in Belfast, Northern Ireland. Obama is attending the G-8 summit in Enniskillen, Northern Ireland where leaders are expected to discuss the ongoing conflict in Syria, and free-trade issues. (AP Photo/Evan Vucci)" align="left" title="U.S. President Barack Obama gestures during a speech at the Belfast Waterfront on Monday, June 17, 2013, in Belfast, Northern Ireland. Obama is attending the G-8 summit in Enniskillen, Northern Ireland where leaders are expected to discuss the ongoing conflict in Syria, and free-trade issues. (AP Photo/Evan Vucci)" border="0" /></a>WASHINGTON (AP) ? President Barack Obama defended top secret National Security Agency spying programs as legal in a lengthy interview Monday, and called them transparent ? even though they are authorized in secret.</p><br clear="all"/>http://news.yahoo.com/obama-nsa-secret-data-gathering-transparent-215408737.htmlTue, 18 Jun 2013 00:32:44 -0400Associated Pressobama-nsa-secret-data-gathering-transparent-215408737<p><a href="http://news.yahoo.com/obama-nsa-secret-data-gathering-transparent-215408737.html"><img src="http://l3.yimg.com/bt/api/res/1.2/vHsrQZCtHlvNilC4Td_XnQ--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/c64b5c6349350214350f6a706700622a.jpg" width="130" height="86" alt="U.S. President Barack Obama gestures during a speech at the Belfast Waterfront on Monday, June 17, 2013, in Belfast, Northern Ireland. Obama is attending the G-8 summit in Enniskillen, Northern Ireland where leaders are expected to discuss the ongoing conflict in Syria, and free-trade issues. (AP Photo/Evan Vucci)" align="left" title="U.S. President Barack Obama gestures during a speech at the Belfast Waterfront on Monday, June 17, 2013, in Belfast, Northern Ireland. Obama is attending the G-8 summit in Enniskillen, Northern Ireland where leaders are expected to discuss the ongoing conflict in Syria, and free-trade issues. (AP Photo/Evan Vucci)" border="0" /></a>WASHINGTON (AP) ? President Barack Obama defended top secret National Security Agency spying programs as legal in a lengthy interview Monday, and called them transparent ? even though they are authorized in secret.</p><br clear="all"/>WASHINGTON (AP) ? The abortion wars return to Congress in a big way with House legislation to ban almost all abortions after a fetus reaches the age of 20 weeks.http://news.yahoo.com/house-takes-far-reaching-anti-abortion-bill-071407571.htmlTue, 18 Jun 2013 03:19:27 -0400Associated Presshouse-takes-far-reaching-anti-abortion-bill-071407571KABUL, Afghanistan (AP) ? Afghan President Hamid Karzai announced at a ceremony on Tuesday that his country's armed forces are taking over the lead for security nationwide from the U.S.-led NATO coalition.http://news.yahoo.com/afghan-presidents-forces-taking-security-lead-061008729.htmlTue, 18 Jun 2013 03:10:24 -0400Associated Pressafghan-presidents-forces-taking-security-lead-061008729WASHINGTON (AP) ? A key committee in the Republican-led House is preparing to cast its first votes on immigration this year, on a tough enforcement-focused measure that Democrats and immigrant groups are protesting loudly.http://news.yahoo.com/house-committee-takes-tough-immigration-bill-071515990.htmlTue, 18 Jun 2013 03:18:52 -0400Associated Presshouse-committee-takes-tough-immigration-bill-071515990<p><a href="http://news.yahoo.com/reputed-mafioso-tip-triggers-hoffa-body-search-070541493.html"><img src="http://l1.yimg.com/bt/api/res/1.2/L_jLlKz5pzgTklDZZxKu_Q--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/8126fb244a560714350f6a706700fc2f.jpg" width="130" height="86" alt="Law enforcement officials block the street to the scene in Oakland Township, Mich., Monday, June 17, 2013 where officials search for the remains of Teamsters union president Jimmy Hoffa who disappeared from a Detroit-area restaurant in 1975. (AP Photo/Carlos Osorio)" align="left" title="Law enforcement officials block the street to the scene in Oakland Township, Mich., Monday, June 17, 2013 where officials search for the remains of Teamsters union president Jimmy Hoffa who disappeared from a Detroit-area restaurant in 1975. (AP Photo/Carlos Osorio)" border="0" /></a>OAKLAND TOWNSHIP, Mich. (AP) ? The FBI saw enough merit in a reputed Mafia captain&#039;s tip to once again break out the digging equipment in search of the elusive remains of former Teamsters union leader Jimmy Hoffa, last seen alive when he left for lunch with two mobsters 38 years ago.</p><br clear="all"/>http://news.yahoo.com/reputed-mafioso-tip-triggers-hoffa-body-search-070541493.htmlTue, 18 Jun 2013 03:15:00 -0400Associated Pressreputed-mafioso-tip-triggers-hoffa-body-search-070541493<p><a href="http://news.yahoo.com/reputed-mafioso-tip-triggers-hoffa-body-search-070541493.html"><img src="http://l1.yimg.com/bt/api/res/1.2/L_jLlKz5pzgTklDZZxKu_Q--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/8126fb244a560714350f6a706700fc2f.jpg" width="130" height="86" alt="Law enforcement officials block the street to the scene in Oakland Township, Mich., Monday, June 17, 2013 where officials search for the remains of Teamsters union president Jimmy Hoffa who disappeared from a Detroit-area restaurant in 1975. (AP Photo/Carlos Osorio)" align="left" title="Law enforcement officials block the street to the scene in Oakland Township, Mich., Monday, June 17, 2013 where officials search for the remains of Teamsters union president Jimmy Hoffa who disappeared from a Detroit-area restaurant in 1975. (AP Photo/Carlos Osorio)" border="0" /></a>OAKLAND TOWNSHIP, Mich. (AP) ? The FBI saw enough merit in a reputed Mafia captain&#039;s tip to once again break out the digging equipment in search of the elusive remains of former Teamsters union leader Jimmy Hoffa, last seen alive when he left for lunch with two mobsters 38 years ago.</p><br clear="all"/><p><a href="http://news.yahoo.com/ex-hitman-testify-2nd-day-bulger-trial-063937736.html"><img src="http://l2.yimg.com/bt/api/res/1.2/tRYUbuFQ5qr455hg55DL1A--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3B4b2ZmPTUwO3B5b2ZmPTA7cT04NTt3PTEzMA--/http://media.zenfs.com/en_us/News/ap_webfeeds/ac4fa02a49f70514350f6a706700424e.jpg" width="130" height="86" alt="FILE - In this Sept. 17, 2008 file photo, John Martorano is questioned about his plea agreement in exchange for testifying against former FBI agent John Connolly, in the Miami Courthouse. Connolly is accused of helping the Boston mob murder Miami gambling executive John Callahan in 1982, at Miami International Airport. Martorano, who served 12 years in prison after a plea deal, and who has admitted killing 20 people, is expected to testify at the trial of James &quot;Whitey&quot; Bulger, Monday, June 17, 2013 in federal court in Boston. (AP Photo/Marice Cohn Band, Pool, File)" align="left" title="FILE - In this Sept. 17, 2008 file photo, John Martorano is questioned about his plea agreement in exchange for testifying against former FBI agent John Connolly, in the Miami Courthouse. Connolly is accused of helping the Boston mob murder Miami gambling executive John Callahan in 1982, at Miami International Airport. Martorano, who served 12 years in prison after a plea deal, and who has admitted killing 20 people, is expected to testify at the trial of James &quot;Whitey&quot; Bulger, Monday, June 17, 2013 in federal court in Boston. (AP Photo/Marice Cohn Band, Pool, File)" border="0" /></a>BOSTON (AP) ? Former hitman John Martorano who admitted killing 20 people was set to testify for a second day in the racketeering trial of James &quot;Whitey&quot; Bulger, as Bulger&#039;s attorneys prepared to attack his credibility.</p><br clear="all"/>http://news.yahoo.com/ex-hitman-testify-2nd-day-bulger-trial-063937736.htmlTue, 18 Jun 2013 02:52:09 -0400Associated Pressex-hitman-testify-2nd-day-bulger-trial-063937736<p><a href="http://news.yahoo.com/ex-hitman-testify-2nd-day-bulger-trial-063937736.html"><img src="http://l2.yimg.com/bt/api/res/1.2/tRYUbuFQ5qr455hg55DL1A--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3B4b2ZmPTUwO3B5b2ZmPTA7cT04NTt3PTEzMA--/http://media.zenfs.com/en_us/News/ap_webfeeds/ac4fa02a49f70514350f6a706700424e.jpg" width="130" height="86" alt="FILE - In this Sept. 17, 2008 file photo, John Martorano is questioned about his plea agreement in exchange for testifying against former FBI agent John Connolly, in the Miami Courthouse. Connolly is accused of helping the Boston mob murder Miami gambling executive John Callahan in 1982, at Miami International Airport. Martorano, who served 12 years in prison after a plea deal, and who has admitted killing 20 people, is expected to testify at the trial of James &quot;Whitey&quot; Bulger, Monday, June 17, 2013 in federal court in Boston. (AP Photo/Marice Cohn Band, Pool, File)" align="left" title="FILE - In this Sept. 17, 2008 file photo, John Martorano is questioned about his plea agreement in exchange for testifying against former FBI agent John Connolly, in the Miami Courthouse. Connolly is accused of helping the Boston mob murder Miami gambling executive John Callahan in 1982, at Miami International Airport. Martorano, who served 12 years in prison after a plea deal, and who has admitted killing 20 people, is expected to testify at the trial of James &quot;Whitey&quot; Bulger, Monday, June 17, 2013 in federal court in Boston. (AP Photo/Marice Cohn Band, Pool, File)" border="0" /></a>BOSTON (AP) ? Former hitman John Martorano who admitted killing 20 people was set to testify for a second day in the racketeering trial of James &quot;Whitey&quot; Bulger, as Bulger&#039;s attorneys prepared to attack his credibility.</p><br clear="all"/><p><a href="http://news.yahoo.com/transgender-candidate-could-become-first-nyc-061849166.html"><img src="http://l2.yimg.com/bt/api/res/1.2/njd.1MwePMgJYYmp3Zp0yw--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/6bdf4e7467291514350f6a706700675e.jpg" width="130" height="86" alt="City council candidate Mel Wymore, center, talks with Leah Gunn Barrett, right, New Yorkers Against Gun Violence (NYAGV) executive director, following a gun law rally on Friday, June 14, 2013 on the steps of New York City Hall. If Wymore wins a council seat it would mark the first transgender officeholder for the city. (AP Photo/Bebeto Matthews)" align="left" title="City council candidate Mel Wymore, center, talks with Leah Gunn Barrett, right, New Yorkers Against Gun Violence (NYAGV) executive director, following a gun law rally on Friday, June 14, 2013 on the steps of New York City Hall. If Wymore wins a council seat it would mark the first transgender officeholder for the city. (AP Photo/Bebeto Matthews)" border="0" /></a>NEW YORK (AP) ? Mel Wymore is a typical city council candidate in many ways, campaigning as a community board appointee, ex-PTA chair and founder of a roster of local organizations. But Wymore&#039;s community-leader resume has an unusual feature: He built much of it while he was a woman.</p><br clear="all"/>http://news.yahoo.com/transgender-candidate-could-become-first-nyc-061849166.htmlTue, 18 Jun 2013 02:47:34 -0400Associated Presstransgender-candidate-could-become-first-nyc-061849166<p><a href="http://news.yahoo.com/transgender-candidate-could-become-first-nyc-061849166.html"><img src="http://l2.yimg.com/bt/api/res/1.2/njd.1MwePMgJYYmp3Zp0yw--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/6bdf4e7467291514350f6a706700675e.jpg" width="130" height="86" alt="City council candidate Mel Wymore, center, talks with Leah Gunn Barrett, right, New Yorkers Against Gun Violence (NYAGV) executive director, following a gun law rally on Friday, June 14, 2013 on the steps of New York City Hall. If Wymore wins a council seat it would mark the first transgender officeholder for the city. (AP Photo/Bebeto Matthews)" align="left" title="City council candidate Mel Wymore, center, talks with Leah Gunn Barrett, right, New Yorkers Against Gun Violence (NYAGV) executive director, following a gun law rally on Friday, June 14, 2013 on the steps of New York City Hall. If Wymore wins a council seat it would mark the first transgender officeholder for the city. (AP Photo/Bebeto Matthews)" border="0" /></a>NEW YORK (AP) ? Mel Wymore is a typical city council candidate in many ways, campaigning as a community board appointee, ex-PTA chair and founder of a roster of local organizations. But Wymore&#039;s community-leader resume has an unusual feature: He built much of it while he was a woman.</p><br clear="all"/><p><a href="http://news.yahoo.com/chrysler-expected-formally-refuse-jeep-recall-041322730.html"><img src="http://l1.yimg.com/bt/api/res/1.2/isXS_WBvWEE1gYIb1O69vQ--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/8a35b25266cc1414350f6a7067001a7f.jpg" width="130" height="86" alt="This March 6, 2012 photo provided by the law offices of Butler, Wooten &amp; Fryhofer, LLP shows the scene of a crash in Bainbridge, Ga., where a 4-year-old boy named Remi Walden was burned and died when a Jeep Grand Cherokee was struck from the rear by a Dodge Dakota pickup truck. Chrysler is expected to file papers Tuesday, June 18, 2013, explaining why it?s refusing to recall 2.7 million older Jeep SUVs. (AP Photo/Courtesy of Butler, Wooten &amp; Fryhofer, LLP)" align="left" title="This March 6, 2012 photo provided by the law offices of Butler, Wooten &amp; Fryhofer, LLP shows the scene of a crash in Bainbridge, Ga., where a 4-year-old boy named Remi Walden was burned and died when a Jeep Grand Cherokee was struck from the rear by a Dodge Dakota pickup truck. Chrysler is expected to file papers Tuesday, June 18, 2013, explaining why it?s refusing to recall 2.7 million older Jeep SUVs. (AP Photo/Courtesy of Butler, Wooten &amp; Fryhofer, LLP)" border="0" /></a>DETROIT (AP) ? In one of the biggest-ever showdowns between an automaker and the government, Chrysler on Tuesday is expected to file papers explaining its refusal to recall 2.7 million older Jeep SUVs that are at risk of catching fire in rear-end collisions.</p><br clear="all"/>http://news.yahoo.com/chrysler-expected-formally-refuse-jeep-recall-041322730.htmlTue, 18 Jun 2013 00:13:05 -0400Associated Presschrysler-expected-formally-refuse-jeep-recall-041322730<p><a href="http://news.yahoo.com/chrysler-expected-formally-refuse-jeep-recall-041322730.html"><img src="http://l1.yimg.com/bt/api/res/1.2/isXS_WBvWEE1gYIb1O69vQ--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/8a35b25266cc1414350f6a7067001a7f.jpg" width="130" height="86" alt="This March 6, 2012 photo provided by the law offices of Butler, Wooten &amp; Fryhofer, LLP shows the scene of a crash in Bainbridge, Ga., where a 4-year-old boy named Remi Walden was burned and died when a Jeep Grand Cherokee was struck from the rear by a Dodge Dakota pickup truck. Chrysler is expected to file papers Tuesday, June 18, 2013, explaining why it?s refusing to recall 2.7 million older Jeep SUVs. (AP Photo/Courtesy of Butler, Wooten &amp; Fryhofer, LLP)" align="left" title="This March 6, 2012 photo provided by the law offices of Butler, Wooten &amp; Fryhofer, LLP shows the scene of a crash in Bainbridge, Ga., where a 4-year-old boy named Remi Walden was burned and died when a Jeep Grand Cherokee was struck from the rear by a Dodge Dakota pickup truck. Chrysler is expected to file papers Tuesday, June 18, 2013, explaining why it?s refusing to recall 2.7 million older Jeep SUVs. (AP Photo/Courtesy of Butler, Wooten &amp; Fryhofer, LLP)" border="0" /></a>DETROIT (AP) ? In one of the biggest-ever showdowns between an automaker and the government, Chrysler on Tuesday is expected to file papers explaining its refusal to recall 2.7 million older Jeep SUVs that are at risk of catching fire in rear-end collisions.</p><br clear="all"/><p><a href="http://news.yahoo.com/bruins-beat-blackhawks-2-0-lead-cup-finals-025624591.html"><img src="http://l2.yimg.com/bt/api/res/1.2/AmTqq_Svyh0TqjWxUJWg3g--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/c9c823e8667a1214350f6a7067001267.jpg" width="130" height="86" alt="Boston Bruins goalie Tuukka Rask (40), of Finland, defends the net as ice crystals swirl around him during the second period in Game 3 of the NHL hockey Stanley Cup Finals against the Chicago Blackhawks in Boston, Monday, June 17, 2013. (AP Photo/Bruce Bennett, Pool)" align="left" title="Boston Bruins goalie Tuukka Rask (40), of Finland, defends the net as ice crystals swirl around him during the second period in Game 3 of the NHL hockey Stanley Cup Finals against the Chicago Blackhawks in Boston, Monday, June 17, 2013. (AP Photo/Bruce Bennett, Pool)" border="0" /></a>BOSTON (AP) ? Tuukka Rask watched most of the action at the other end of the ice. And when the Blackhawks did make a late charge, he was ready.</p><br clear="all"/>http://news.yahoo.com/bruins-beat-blackhawks-2-0-lead-cup-finals-025624591.htmlTue, 18 Jun 2013 00:24:23 -0400Associated Pressbruins-beat-blackhawks-2-0-lead-cup-finals-025624591<p><a href="http://news.yahoo.com/bruins-beat-blackhawks-2-0-lead-cup-finals-025624591.html"><img src="http://l2.yimg.com/bt/api/res/1.2/AmTqq_Svyh0TqjWxUJWg3g--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/c9c823e8667a1214350f6a7067001267.jpg" width="130" height="86" alt="Boston Bruins goalie Tuukka Rask (40), of Finland, defends the net as ice crystals swirl around him during the second period in Game 3 of the NHL hockey Stanley Cup Finals against the Chicago Blackhawks in Boston, Monday, June 17, 2013. (AP Photo/Bruce Bennett, Pool)" align="left" title="Boston Bruins goalie Tuukka Rask (40), of Finland, defends the net as ice crystals swirl around him during the second period in Game 3 of the NHL hockey Stanley Cup Finals against the Chicago Blackhawks in Boston, Monday, June 17, 2013. (AP Photo/Bruce Bennett, Pool)" border="0" /></a>BOSTON (AP) ? Tuukka Rask watched most of the action at the other end of the ice. And when the Blackhawks did make a late charge, he was ready.</p><br clear="all"/><p><a href="http://news.yahoo.com/court-ariz-citizenship-proof-law-illegal-143112344.html"><img src="http://l3.yimg.com/bt/api/res/1.2/XlxKmneqnJ9AYgqdb_z6wA--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/3510509a4a030514350f6a7067008577.jpg" width="130" height="86" alt="U.S. History students from Austin, Minn. High School visit the Supreme Court in Washington, Monday, June 17, 2013, in anticipation of key decisions being announced. With a week remaining in the current Supreme Court term, several major cases are still outstanding that could have widespread political impact on same-sex marriage, voting rights, and affirmative action. (AP Photo/J. Scott Applewhite)" align="left" title="U.S. History students from Austin, Minn. High School visit the Supreme Court in Washington, Monday, June 17, 2013, in anticipation of key decisions being announced. With a week remaining in the current Supreme Court term, several major cases are still outstanding that could have widespread political impact on same-sex marriage, voting rights, and affirmative action. (AP Photo/J. Scott Applewhite)" border="0" /></a>WASHINGTON (AP) ? States can&#039;t demand proof of citizenship from people registering to vote in federal elections unless they get federal or court approval to do so, the Supreme Court ruled Monday in a decision complicating efforts in Arizona and other states to bar voting by people who are in the country illegally.</p><br clear="all"/>http://news.yahoo.com/court-ariz-citizenship-proof-law-illegal-143112344.htmlMon, 17 Jun 2013 18:11:48 -0400Associated Presscourt-ariz-citizenship-proof-law-illegal-143112344<p><a href="http://news.yahoo.com/court-ariz-citizenship-proof-law-illegal-143112344.html"><img src="http://l3.yimg.com/bt/api/res/1.2/XlxKmneqnJ9AYgqdb_z6wA--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/3510509a4a030514350f6a7067008577.jpg" width="130" height="86" alt="U.S. History students from Austin, Minn. High School visit the Supreme Court in Washington, Monday, June 17, 2013, in anticipation of key decisions being announced. With a week remaining in the current Supreme Court term, several major cases are still outstanding that could have widespread political impact on same-sex marriage, voting rights, and affirmative action. (AP Photo/J. Scott Applewhite)" align="left" title="U.S. History students from Austin, Minn. High School visit the Supreme Court in Washington, Monday, June 17, 2013, in anticipation of key decisions being announced. With a week remaining in the current Supreme Court term, several major cases are still outstanding that could have widespread political impact on same-sex marriage, voting rights, and affirmative action. (AP Photo/J. Scott Applewhite)" border="0" /></a>WASHINGTON (AP) ? States can&#039;t demand proof of citizenship from people registering to vote in federal elections unless they get federal or court approval to do so, the Supreme Court ruled Monday in a decision complicating efforts in Arizona and other states to bar voting by people who are in the country illegally.</p><br clear="all"/><p><a href="http://news.yahoo.com/still-no-hoffa-1st-day-latest-search-013849694.html"><img src="http://l3.yimg.com/bt/api/res/1.2/5MiiBRpHJVUx1L7UA.keBw--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/f5a481054a540714350f6a70670015e4.jpg" width="130" height="86" alt="Investigators look over the scene in Oakland Township, Mich., Monday, June 17, 2013, where officials search for the remains of Teamsters union president Jimmy Hoffa who disappeared from a Detroit-area restaurant in 1975. (AP Photo/Carlos Osorio)" align="left" title="Investigators look over the scene in Oakland Township, Mich., Monday, June 17, 2013, where officials search for the remains of Teamsters union president Jimmy Hoffa who disappeared from a Detroit-area restaurant in 1975. (AP Photo/Carlos Osorio)" border="0" /></a>OAKLAND TOWNSHIP, Mich. (AP) ? Federal agents revived the hunt for the remains of Jimmy Hoffa on Monday, digging around in a suburban Detroit field where a reputed Mafia captain says the Teamsters boss&#039; body was buried.</p><br clear="all"/>http://news.yahoo.com/still-no-hoffa-1st-day-latest-search-013849694.htmlMon, 17 Jun 2013 22:50:16 -0400Associated Pressstill-no-hoffa-1st-day-latest-search-013849694<p><a href="http://news.yahoo.com/still-no-hoffa-1st-day-latest-search-013849694.html"><img src="http://l3.yimg.com/bt/api/res/1.2/5MiiBRpHJVUx1L7UA.keBw--/YXBwaWQ9eW5ld3M7Zmk9ZmlsbDtoPTg2O3E9ODU7dz0xMzA-/http://media.zenfs.com/en_us/News/ap_webfeeds/f5a481054a540714350f6a70670015e4.jpg" width="130" height="86" alt="Investigators look over the scene in Oakland Township, Mich., Monday, June 17, 2013, where officials search for the remains of Teamsters union president Jimmy Hoffa who disappeared from a Detroit-area restaurant in 1975. (AP Photo/Carlos Osorio)" align="left" title="Investigators look over the scene in Oakland Township, Mich., Monday, June 17, 2013, where officials search for the remains of Teamsters union president Jimmy Hoffa who disappeared from a Detroit-area restaurant in 1975. (AP Photo/Carlos Osorio)" border="0" /></a>OAKLAND TOWNSHIP, Mich. (AP) ? Federal agents revived the hunt for the remains of Jimmy Hoffa on Monday, digging around in a suburban Detroit field where a reputed Mafia captain says the Teamsters boss&#039; body was buried.</p><br clear="all"/>

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