Anybody use a Excel spreadsheet/quicken etc?
I always pay my bills and have never been a day late on any bill in my life. I hate automatic payments because I currently make enough to live comfortable, just not too comfortable.
I pay my car, utilities, insurance etc through billpay with my bank. Same goes for credit credit cards.
I have 2 credit cards- 1 with my bank that has IMO a high limit of $8000. Currently i owe about $2000 on the card and my other card is a charge card from american expresss.
My gameplan for fuel,groceries,eating out is to use my AMEX card and pay it in full each month.
What do you guys do for your budgeting? Currently my Fico's are Equifax -759, experian -728 and transunion 744.
I pay rent monthly and looking to become a homeowner next year once I get my married.
Any advice or tactics?
Thanks Fellas
Source: http://www.elitefitness.com/forum/chat-conversation/budgeting-finance-question-1017753.html
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